Privacy Policy
Last Updated: May 7, 2025
Our Commitment to Privacy
At ClearSpend, we take your privacy seriously. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and website.
Information We Collect
We collect information in the following ways:
- Information you provide directly: Account information such as your name and email address when you create an account.
- Financial account information: When you connect your financial accounts through Plaid, we receive access to your account information. However, we do not store your financial credentials on our servers.
- Usage data: Information about how you use our app, including interactions, preferences, and settings.
- Device information: Basic information about your device like operating system version, device type, and system performance.
How We Use Your Information
We use your information to:
- Provide, maintain, and improve our services
- Process and display your financial information within the app
- Send you important notifications about your accounts
- Respond to your requests and provide customer support
- Debug and fix issues in our app
- Protect against fraudulent, unauthorized, or illegal activity
Data Storage and Security
ClearSpend prioritizes the security of your data:
- Local storage: Your financial data is primarily stored locally on your device.
- Encryption: All data transmitted between your device and our servers is encrypted using industry-standard protocols.
- Minimal server storage: We store the minimum information necessary on our servers to provide our services.
- No selling of data: We do not sell, rent, or lease your personal information to third parties.
Third-Party Services
We use Plaid to connect to financial institutions. When you use Plaid through our app, you are also subject to Plaid's Privacy Policy. We recommend reviewing Plaid's Privacy Policy to understand how they handle your information.
Your Rights and Choices
You have the right to:
- Access, correct, or delete your personal information
- Disconnect financial accounts at any time
- Opt out of marketing communications
- Request a copy of your data
To exercise these rights, please contact us at support@clearspend.app.
Children's Privacy
Our services are not directed to children under 13, and we do not knowingly collect personal information from children under 13. If we discover we have collected information from a child under 13, we will delete it promptly.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. You are advised to review this Privacy Policy periodically for any changes.
Contact Us
If you have any questions about this Privacy Policy, please contact us at support@clearspend.app.